Welcome to www.GetRateQuotes.com(GetRateQuotes). GetRateQuotes is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of www.GetRateQuotes.com constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference. If you do not agree to these terms, you are not eligible to use or access the site. If you are not a resident of the United States of America, you are not eligible to use or access this site.
GetRateQuotes.com provides you the opportunity to obtain quotes from insurance companies, brokerages and other providers. We attempt to match you with appropriate offerings and provide links to further information or to apply for coverage based on the information you input to our site. We do not provide tax or financial advice. We do not guarantee policy approval, or even that an appropriate match will be found and/or a quote delivered. We take no responsibility for the behavior of insurance carriers nor the product they deliver. The policy provided by any insurance company is governed by the terms and conditions for the issuing company, and we have no control over such terms and conditions. We do our best to publish information that is up to date and accurate, but this information is made without any guarantees. In many cases after being matched to an insurance carrier, the quoting process will continue on their website.
You may only use the Site if you live in the United States and are at least 14 years old. We reserve the right, for any reason, in our sole discretion, to terminate, change, suspend or discontinue any aspect of the Site. We may also impose limits on certain features of the Site or restrict your access to part of or the entire Site, without notice or penalty. We do not charge users for use of the Site. We may be compensated by insurance carriers or other companies advertising on the Site.
While using the site you will be asked to provide information to us (“Consumer Info”). This includes but is not limited to any of the information you submit regarding a request for quotes. We handle that User Info according to the terms of our Privacy Policy. Please read our Privacy Policy before submitting any User Info. The accuracy of the user info is entirely your responsibility and we make no guarantees as to the accuracy of the information that you submit. We may not preserve your user info, it may be deleted from our systems at any time. If at our discretion we determine any user info to be in violation of these terms of use or otherwise unlawful, unacceptable, or undesirable, we reserve the right to delete such user info and/or prevent it from being used to generate and deliver a quote.
When you give us your contact information, you are registering to be contacted by us directly or through a third party. This will included regularly newsletters and other emails containing offers. Telephone contact and automated dialing systems may be used along with recorded messages and/or and interactive voice response system. If you no longer wish to receive these communications, please Contact Us. You may also opt-out by clicking on the unsubscribe link in our emails.
Our site and supporting software are proprietary and are protected by intellectual property laws. You agree that the contents of this site are protected by copyrights, trademarks, service marks, patents and other proprietary rights and laws. You agree not to modify, sell, distribute, transmit, broadcast, or create derivative works based on the site without express written consent. Any commercial use of the Site, or any portion thereof, by you is strictly prohibited.
GetRateQuotes.com grants you a personal, non-transferable and non-exclusive right and license to use the Site on a computer or other Internet device; provided that you do not (and do not allow any third party to) copy, reproduce, distribute, reverse engineer or otherwise exploit any content, code, data or materials on the Site. You agree not to modify the Site in any manner or form, nor to use modified versions of the Site for any purpose. We do not grant any license or other authorization to any user to use our trade names, trademarks, service marks or other marks or logos or those of our partners without our separate express written agreement. Third party marks are the property of their respective owners.
Any questions, comments, suggestions, or materials submitted to us through the Site will become our sole property. We will own all rights in such materials, and have the unrestricted right to use, publish and otherwise disseminate such information for any purpose, without attribution or compensation.
The contents of this Site are made available "as is" and for informational purposes only. We make no representations or warranties that the Site will be suitable for your needs, is complete, timely, reliable, or free from errors, inaccuracies or typographical mistakes. We disclaim all warranties, express or implied, including warranties of merchantability or fitness for a particular purpose or non-infringement of the rights of others. We make no warrant that the Site will be free of errors or viruses, worms or other destructive or harmful code.
GetRateQuotes.com, ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE "PROTECTED ENTITIES") SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE AND THE SERVICES OFFERED HEREBY, OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, OR OTHERWISE) EXCEED FIVE DOLLARS ($5.00). THE ABOVE LIMITATION MAY NOT APPLY IN ALL JURISIDICTIONS OR TO ALL USERS. IF YOU ARE NOT IN AGREEMENT WITH THE FOREGOING, YOUR SOLE REMEDY IS TO TERMINATE THIS AGREEMENT AND DISCONTINUE USE OF THE SITE.
We present advertisements for other sites and provide links only for informational purposes. We take no responsibility for the information provided by other sites which may be accessed from our site. The presence of links does not amount to an endorsement of or association with the information, products, ads, imagery, or claims displayed on these sites. You acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any content, goods or services available on other sites regardless of whether you linked to them from our site. You also agree that we do not control nor hold any liability for the information, terms and conditions, privacy policies, or behaviors of any other site to which our site is linked.
These Terms of Use are subject to change from time to time and at any time, and such changes will be effective upon posting to the Site. Use of the Site following any modifications to the Terms of Use signifies your acceptance of such modifications.
The Site and these Terms of Use are governed by the laws of the State of California without giving effect to any principles of conflict of laws. If any provision of these Terms of Use shall be held to be invalid, illegal or unenforceable, the remaining provisions shall not in any way be affected or impaired thereby. Any dispute arising from your use of this Site shall be brought exclusively in the appropriate state or federal courts of the State of California. Persons who choose to access this Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.
Updated September 2022.